Here are some of your options for getting dental coverage in Massachusetts:
Enroll in your employer’s health insurance plan
Buy health insurance and include dental coverage in your policy
Purchase a stand-alone dental insurance plan through the Massachusetts Health Connector
Sign up for a dental savings plan
According to HealthInsurance.org, the average cost of dental insurance is $65 for adults who purchase stand-alone or family dental coverage via the Massachusetts Health Connector, a state-based health insurance marketplace. If you go through the Massachusetts Health Connector, you can choose from two dental plans — Altus Dental and Delta Dental. Additionally, if you purchase family dental coverage, you may be able to offset the costs of pediatric dental coverage by utilizing premium tax credits.
Before purchasing a dental insurance plan, compare carrier carriage and coverage levels to see what best fits your needs and budget. You should also check if your preferred dentist is within the carrier’s network to keep costs as low as possible.
However, dental insurance isn’t the only way you can get dental coverage in Massachusetts. Consider signing up for a dental savings plan, which allows plan members to save 10-60 % on preventative and restorative treatments.
A Massachusetts dental savings plan gives members access to a variety of dental services at reduced rates. Plans are accepted by a network of thousands of dentists and offer more flexibility than traditional dental insurance.
You can select a plan based on the services you need, and you can switch plans at any time. Unlike dental insurance, which typically has waiting periods for major procedures, dental savings plans allow you to schedule those important appointments without delay. And, there are no annual limits on how much you can save.
We also know your needs might change. That's why we give you the option to switch your dental savings plan at any time. If a dental savings plan isn’t right for you, we offer a 30-day, hassle-free refund policy.
Our dental savings plans are from leading providers like Aetna, Cigna, and Careington and are accepted by over 140,000 dentists nationwide. Your Massachusetts dentist is likely already part of the growing network, so joining a dental savings plan is easier than you think.
A Massachusetts dental plan gives members access to a variety of dental services at reduced rates. Plans are accepted by a network of thousands of dentists and offer more flexibility than traditional Massachusetts insurance.
Our dentist finder tool can help you find the right Massachusetts dentist in our network. Just enter your zip code and add a few preferences like your desired dentist type or dental plan. We’ll show you results that match your preferences.
The majority of our plans will activate within 3 business days. There are no lengthy wait times for coverage.
There are a number of differences. Dental plans offer more flexibility. You can select a plan based on the services you need, and you can switch plans at any time. Unlike dental insurance that has waiting periods for major procedures, our dental plans allow you to schedule those important appointments without delay.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.